2010 financial market New Year, from the first two weeks of financial products to open the market performance, financial products continue to hit the the theme of financial markets this year.
ultra-short-term Bank issued a total of 184 models of wealth management products, the risk-return characteristics from the product perspective, non-guaranteed income products issued floating a few fell, while its market share also declined; security products market is the increased proportion; period in terms of wealth management products , 1 month to 3 months (inclusive) of the total issue of 73 products, 10 last week to reduce the duration of the product market share of all is the highest, reaching 39.67%; In addition, 1 month (including ) issued the following number of financial products 34, 50 of substantially reduced last week, a sharp decline in market share last week; 3 months to 6 months (inclusive) of the product 52, an increase of 12 last week; 6 months to 1 year (inclusive) of the product 23, unchanged from last week; 1 year 2 of the above products.
Recommended reading end of the year Award Great traps high financial impact of the RMB exchange rate geometric outbound Chinese New Year as In this regard, a number of banks are holding the same financial planner view: Comparison of rate hike expectations in the case of a clear, investors tend to invest as we choose a relatively short period of financial products in order to raise interest rates in time to enjoy the benefits. But with the end of bank 14 days, many banks financial products, the expected decline in annual yield reached 30-40%. In this regard, the industry analysis that is normal. On the one hand, by 2010, raised the deposit reserve ratio several times, and the differential impact of the deposit reserve ratio, the end pressure of the bank deposits through the issuance of ultra-high-yield financial products to absorb short-term deposits are a necessity. The opening years later, the ultra-short-term financial product issuers reduce the number of lower yields but in fact is the
yield to maturity announced yield to maturity, paragraph 201, the yield to maturity announced the product to achieve the expected rate of return, which yields 15 products over 5.1%.
wealth of general interest, said researchers, product maturity because of high-yield financial products due the week of investments, mostly bonds and money market tools, credit class, these investments are sound-based assets, lower investment risk, these two types of published yield to maturity of the products to achieve the highest expected rate of return.
open years, Australian products, products in foreign currency earnings remained leader of the trend. To China Merchants Bank (600036, stock it) and due the week 3 products, for example, 2 is rate of return was 5.70% and 5.30%; other structured products as a maturity, yield 5.50% gain. Finance Web site, the maturity of financial products in the second week of earnings also show that the Bank of China (601988, shares) issued a the first week of the highest yield to maturity of financial products.
QDII products to continue to recover this year will usher in the net growth rate of 1.02%. Among them, Bank of East Asia rose a QDII product reached 5.27% this week, the biggest weekly gain.
are consistent with the world's major stock markets rise occurred in the New Year, many institutions have forecast trends in world economy this year the possibility of greatly increased strength to drive up the stock market investment opportunities. Accordingly experts believe that, QDII net worth rising trend expected to continue this year, beating the stock market and the CPI's products will continue to emerge.
According to statistics, over the past two years, the overall results of the actual QDII products are better than A-share market, investment in global resource set up by the end of March 2010, the year-end net worth has reached to 21.9%; Standard Chartered Bank Open Gold Index RMB UTSN003 With the global economy continues to the good, QDII products will receive more attention from investors.
In fact, last year set up China's first gold fund has received only investors the highest in three years.
wealth of general interest data also show that as of January 7, run in the 6 months to 2 years-52 QDII wealth management products, since the average cumulative return since the operation was 16.30%; run 200 models by more than 2 years total QDII product has 3.85% yield.
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